Affordable, Comprehensive Travel Insurance Protection!
Don't get left high and dry on your next vacation!
Cover your vacation
investment with Vacation Plan Deluxe* through
Travel Guard Chartis. We
provide insurance coverage for cruises of all shapes and sizes and for
people of all ages. Vacation
Plan Deluxe* plan's cost is
based on your trip cost only, not your age! It
doesn't matter if you are 8 or 80 you pay the same price!
Plan Deluxe* includes the
following comprehensive coverages: emergency medical coverage, emergency
medical transportation and evacuation, trip interruption coverage, trip
cancellation, trip delay, baggage loss, baggage
delay and missed connections.
We are not currently offering Vacation Plan Deluxe in the state of
Washington. If you have any
questions please call us at
Because unforeseen circumstances may arise, we strongly recommend you purchase this Vacation Plan Deluxe. Coverage may be purchased any time up to 24 hours before departure. The Vacation Plan Deluxe package includes the following coverage, subject to limitations, exclusions and terms and conditions of policy:
Trip Cost: Trip Cancellation
Covers you if you cancel your trip for a covered reason.
125% of Trip Cost: Trip Interruption
Covers you if you interrupt your trip for a covered reason.
$1,000 Trip Interruption - Return Air Only
Provided for the additional air transportation expenses incurred by the Insured to return you to the return destination.
$750: Trip Delay
Reimburses you up to $150 a day for additional accommodations or travel expenses if you are delayed for more than 5 hours due to a covered reason.
$500: Missed Connection
Reimburses you for transportation expenses incurred if you miss a connection due to weather or common carrier delay.
$1,000: Baggage & Personal Effects
Reimburses you if your luggage is lost, damaged, or stolen while you are on your trip.
$200: Baggage Delay
Reimburses you for the purchase of essential items if your bags are delayed for more than 24 hours.
$25,000: Medical Expense
Covers necessary medical expenses up to one year after the sickness or injury, provided injury or sickness occurred while on your trip, and initial medical treatment was received while on your trip.
$500: Dental Expense
$200,000: Emergency Medical Transportation
Covers evacuation and transportation to the nearest adequate medical facility.
You automatically get the following coverage at no additional cost when you purchase your Vacation Plan Deluxe within 21days** of making your initial trip payment:
Pre-Existing Medical Condition Exclusion Waiver
(Pre-ex waiver applies to the first $50,000 of trip cost per person.)
Trip Cancellation or Trip Interruption coverage due to Financial Default
Covers you if your tour operator, cruise line or airline declares financial default more than fourteen days after your effective date of your coverage. -see Description of Coverage for complete details. (Financial default is not covered for all suppliers.)
Car Rental Collision Coverage – $25,000 in primary coverage.
Covers cost of repairs for covered collision damage to a rental car, up to the limit of coverage, for which the car rental contract holds you responsible. Subject to $250 deductible.
** Day one is the date the trip deposit is received.
Increase your protection with these valuable optional coverages*** by adding them to your Vacation Plan Deluxe plan:
Cancel for Any Reason
The insurer will reimburse 75% of nonrefundable expenses if you cancel your trip for any reason, up to 48 hours prior to your departure. (Can only be purchased within 21 days of initial trip payment. Coverage must be purchased for the full cost of nonrefundable prepaid trip arrangements.)
Plan Cost: Multiply base plan cost by 1.5
1) Medical Expense
limits is doubled.
(Cannot be purchased separately)
Plan Cost: $19.00 per person
Additional coverage in increments of $100,000 up to a maximum of $500,000.
Plan Cost: $9.00 per $100,000 of coverage
***Please refer to the Description of Coverage (DOC). Click here to see (DOC)
Why Buy Travel Insurance?
Reasons to Purchase Travel Insurance
There are hundreds of circumstances that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling.
To demonstrate the importance of purchasing travel insurance, and emergency travel services, here are 10 common examples of what could go wrong:
It's 10 p.m. and you and your immediate family arrive at the airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with finding new flights to get everyone home?
Your bag was lost with your insulin inside. You need help to locate your bag as soon as possible and have your emergency prescription filled. Who do you call?
Your first visit to Europe, and your passport and wallet are stolen. Where do you turn for emergency cash, and how will you get your passport replaced?
You're involved in an accident and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?
If your sister-in-law becomes seriously ill and you must cancel your trip, what happens to your non-refundable deposits or pre-payments?
You arrive in Jamaica and your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will pay for your necessities? If it's stolen, who will pay to replace it?
Your cruise line, airline or tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who will help get you to your destination?
You're walking down a street in Rio and twist your ankle. Who can help you find an English-speaking physician?
Three weeks before your scheduled arrival, a terrorist incident occurs in the city to which you are planning to visit. Who will pay if you want to cancel your trip?
You are at a beach resort in North Carolina, and you are forced to evacuate due to an approaching hurricane. Who will help you evacuate and who will reimburse your lost vacation investment?
Certain restrictions apply.
The best travel assistance service in the industry - Travel Guard Chartis provides its policyholders free 24-hour emergency travel assistance. Whether you need help finding medical care halfway around the world, making emergency arrangements to return home or obtaining an emergency cash advance, you can access our toll-free hotline from anywhere in the world, any time of day.
Frequently Asked Questions
Q. What does this program cover
Q. Will I be covered if I cancel
my trip for any reason?