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Travel Guard
Travel Protection
Congratulations you're about to embark
on the vacation of your dreams. Many of you have saved for years
just so you could finally take that special vacation.
While you probably don't want to think
about it, you should seriously consider investing in a quality Travel Guard Protection
policy to insure your investment. Unfortunately, many of the trip
insurance policies issued by the tour & cruise operators DO
NOT provide you with ample coverage for
pre-existing conditions, a cruise/tour operator's bankruptcy,
lost tickets, lost passports or legal assistance.
TRAVEL
INSURANCE
FREQUENTLY ASKED QUESTIONS & ANSWERS
Q.
Nothing ever happens to me, why should I waste my money on Travel Insurance?
A. Ask our client who was riding a bike in Bora Bora and got hit by a truck!
There were no hospitals just a clinic where no one spoke English, only
French. He broke more bones than most people know that they have! He was
prepared for travel and medivac'd back to the USA for extensive surgical
repairs. His total transportation bill was in excess of $80,000.00, the
travel insurance company arranged everything and paid the entire bill! Ask
yourself, is this the kind of unforeseen incident you would like to
self-insure?
Q.
Could I miss my trip and lose my vacation investment too?
A. Yes, you could! You may actually forfeit your
entire vacation payment if you can't go on your trip as
scheduled because of sickness, injury, death, a cruise/tour
operators bankruptcy, aircraft mechanical failure, or bad
weather conditions.
Q.
Would it cost me extra money if I have to come home early?
A. Yes it will! It will definitely cost you extra
money to return home, plus you won't get any money
back for the missed part of your trip.
Q.
Should I be concerned about my medical insurance when on a
trip?
A. Yes you should! Your medical coverage may be
limited away from home, or you may not be covered at all.
Q. Are
pre-existing medical conditions covered by most cruise lines?
A. Absolutely Not! Cruise line's insurance will not
cover pre-existing medical conditions and they make a
definite point to tell you so.
Q. Do
cruise line's insurance policies cover "unforeseeable
circumstances"?
A. No! Most do not cover any circumstance that is
not specifically outlined in their policy.
Q. If
I do not purchase my airfare to the port from the cruise
line, will the cruise line's insurance policy cover my
airfare or any problems resulting from the airlines as well
as the cruise?
A. No! When you book your own airfare the cruise
line's insurance will not cover anything but the cruise.
Q.
Wouldn't it be comforting to know that you have expert help
available when you need it?
A. Yes of course. When you're away
from home unexpected situations can arise. With travel
protection from Travel
Guard you can
enjoy a worry free vacation knowing that you're fully
protected, and typically premiums are at a lower rate than
the cruise lines would charge!
TRAVEL
GUARD TRAVEL PROTECTION
Cruise
Club of America is proud to represent Travel Guard, one of the world's foremost
travel insurance companies, offering comprehensive coverage at
competitive rates.
TRAVEL
GUARD'S "CRUISE, TOUR & TRAVEL"
POLICY HIGHLIGHTS
| Insurance Coverage |
Maximum Benefit |
| Trip
Cancellation |
Trip
Cost |
| Trip
Interruption |
125% of Trip
Cost |
| Travel
Delay |
$1,000.00 |
| Baggage
Delay |
$200.00 |
| Baggage
Loss, Theft or Damage |
$1,000.00 |
| Medical
Coverage |
$50,000.00
No Deductibles |
| Emergency
Medical Transportation |
$1,000,000.00 |
| Accidental
Death & Dismemberment |
$25,000.00 |
Travel Guard will
cover pre-existing conditions at NO
ADDITIONAL COST providing:
You purchase the
Travel Guard plan within fourteen (14) days of making your
initial deposit.
The amount of trip
cancellation coverage purchased must equal the full cost
of all trip arrangements.
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The booking for this trip must be the first and only
booking for this travel period and destination.
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You must be medically able to travel when you pay
your premium.
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Also if you purchase Travel Guard
"Cruise, Tour & Travel" within 14-Days of making your initial trip deposit
you will receive Change Your Mind Protection -
up to $250.00 to cover non-refundable cancellation fees if you decide not to
travel for any reason.
24-Hour
Emergency Assistance Anywhere In The World
Advancement
of funds to cover emergency medical expenses
Pre-Trip Travel
Advice i.e. passport, visa and vaccine requirements
Telephone
interpretation in major languages
Help
in locating local physicians, dentists or medical
facilities
Lost
Ticket & Passport Assistance
E-mail or phone
message relay to friends, family or business associates
Insurance
Cost
Travel
Guard has
developed a pricing schedule which in most cases is comparably
priced to that offered by the cruise lines. The Travel Guard program is based on the gross
cost of the cruise and the age of the traveler. When you consider the additional benefits and
protection that the Travel Guard plan provides, we believe that
there is no better value and "peace of mind" insurance
policy available, regardless of cost!
We urge
you to consider protecting your vacation investment when you book
your cruise. A Travel
Guard insurance
brochure is available upon request and is included with your CCOA
confirmation letters for your convenience.
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